I am going to chat about cleaning your financial clutter, but first, look at the desk in the picture. Isnt' this the desk you always see in magazines or on display, but it's never YOUR desk? Where's the dual monitors? The erganomic keyboard and mouse? The plugs to plug in all your tech? I chose this pic because it reminds me of how tidy we want everything to be in our lives. Well, in finance, you can be tidy! The primary reason to streamline your finances is so that you can t

If you have debt, other than a mortgage or student loans, then you have accumulate this debt by spending more than you make. It's that simple. It doesn't matter what circumstances brought on the debt, for whatever reason you ended up living beyond your means. Take some time and reflect on how that debt came to be: Did you require a major home repair? Did the dog get sick? Did your car breakdown? Or is your lifestyle just plain more expensive than your income? The more liabili