September 18, 2020

September 11, 2020

March 20, 2020

November 19, 2019

September 12, 2019

August 20, 2019

Please reload

Recent Posts

Life Begins At The Edge Of Your Comfort Zone

January 4, 2018

Please reload

Featured Posts

Buying in Bulk

March 7, 2019

Do you need 50 Easter baskets because they're on sale for 10 cents a piece?  Unless you're hosting one huge Easter Extravaganza, I highly doubt it.


I want to talk about buying in bulk, it is a huge pet peeve of mine the belief that because it's on sale, you should stock up until the end of time. Now, don't get me wrong, if you are living within your means and have no debts, then go ahead and buy Costco clubpacks!  However, if you have rising credit card balances, then it is worth considering buying what you need and no more. 


Here's what I'm getting at: if you have $150 to stock up your fridge and cupboards for the week, but you go ahead and spend $180 because toilet paper was such a great price, where does that extra $30 come from? It usually lands on the credit card, week over week, and those credit card balances grow over time from over spending and interest due.

Bottom line, is the toilet paper until next winter worth paying the banks high interest tab?


Sticking to your budget is far more valuable then taking advantage of a sale, there will always be a sale! Practice budgeting discipline, I dare you!



Share on Facebook
Share on Twitter
Please reload

Follow Us

I'm busy working on my blog posts. Watch this space!

Please reload

Search By Tags
Please reload

  • Facebook Basic Square
  • Twitter Basic Square
  • Google+ Basic Square
  • a La Carte Financial Facebook
  • a La Carte Financial Twitter
  • a La Carte Financial LinkedIn

© 2017 - 2020 A La Carte Financial. All rights reserved. Website designed in partnership with Ideas Company.